an optimal investment allocation for each investor,
Kohera considers many factors including:

• Time Horizon
  How long will assets be working toward client objectives.
  
  
• Investment Objective
  The targeted ending value over your time horizon.
  
  
• Liquidity Requirements
  
  
• Absolute and Relative Benchmarks
  To maximize the probability of meeting objectives.
  
  
• Financial assets not managed by Kohera.
  
  
• Retirement plans.
  
  
• Frequency and desired medium of communication.